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Three Ways to Build Wealth Intentionally
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From the Library
Latest Insights
The Federal Employee's Secret FIRE Weapon: Why Your FERS Pension Changes Everything
Standard FIRE math ignores the FERS pension, FEHB continuation, and the Supplement bridge. Federal employees who plan around all three reach financial independence years earlier than the 25x rule suggests.
Read articleBarista FIRE Explained: How Part-Time Work Cuts Your Required Portfolio Almost in Half
Barista FIRE treats work as a knob, not a switch. With modest part-time income covering part of your spending, the portfolio target drops dramatically and several tax benefits unlock. Here's how to set it up.
Read articleHealthcare in Early Retirement: The Hidden Variable That Breaks Most FIRE Plans
Healthcare can shift a FIRE plan by hundreds of thousands of dollars depending on how you structure withdrawals. Here's the playbook for the gap years between leaving work and Medicare.
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